Legal
Terms of Use
These terms apply when you use happilyabroad.com. Please read them before you use the site.
Acceptance of the terms
Happily Abroad is owned and operated by HemSol Group AB (company reg. no. 559196-6675), Drottninggatan 32, 111 51 Stockholm, Sweden. In these terms, "we," "us" and "our" mean HemSol Group AB. By using the site, you agree to these terms. If you don't agree, please don't use the site.
Our Privacy Policy explains how we collect and use personal information.
Information only, not advice
The content on the site is general information about travel and travel money. It isn't financial, legal or tax advice, and it doesn't take your personal situation into account.
We don't issue credit cards, process applications or make credit decisions. You decide whether a card is right for you, and the card issuer decides whether to approve you.
Accuracy of information
We work to keep the information on the site accurate and up to date, but prices, schedules, card offers, rates, fees and terms change, and we can't guarantee that every detail is current or complete.
Always check the current terms on the card issuer's site before you apply. If our information differs from the issuer's, the issuer's terms apply.
Third-party sites and offers
The site links to card issuers and other third-party sites. We don't control those sites and are not responsible for their content, products, offers or privacy practices.
If you apply for a card, your agreement is with the card issuer, and the issuer's terms and privacy policy apply.
Our compensation
We may earn compensation from some of the companies we link to, for example when you click a link or are approved for a card. This compensation may affect which products we write about and how, where and in what order they appear. Read more in our Advertiser Disclosure.
Intellectual property
The content on the site, such as text, photos, design, graphics and our logo, belongs to us or our licensors and is protected by copyright and trademark laws. You may view and print pages for your own personal, non-commercial use.
You may not copy, republish, sell or otherwise use the content for commercial purposes without our written permission, or use automated tools to copy content from the site. Card names, card images and other trademarks belong to their owners.
Disclaimer of warranties
The site and its content are provided "as is" and "as available." To the extent the law allows, we disclaim all warranties, express or implied, including warranties of accuracy, merchantability and fitness for a particular purpose.
We don't promise that the site will always be available, free of errors or free of viruses or other harmful components.
Limitation of liability
To the extent the law allows, HemSol Group AB is not liable for any direct, indirect, incidental, consequential or special loss or damage that results from your use of the site or from relying on its content, including decisions you make about a credit card or a trip.
Nothing in these terms limits any liability that cannot be limited under applicable law.
Changes to the terms
We may change these terms at any time. The current version is always on this page, with the date of the last update at the top. If you keep using the site after a change, you accept the updated terms.
We may also change, suspend or close the site at any time.
Governing law
These terms are governed by the laws of Sweden. This doesn't limit any rights you have under mandatory consumer protection laws where you live.
Contact us
If you have questions about these terms, email us at info@happilyabroad.com or write to us at HemSol Group AB, Drottninggatan 32, 111 51 Stockholm, Sweden.